Current Mortgage Rates

Compare the best mortgage rates from top lenders in Vancouver

MORTGAGE RATES

Rates as of January 28, 2026

Term Bank Rate Synergy's Rate
1 Year 5.84% 4.84*%
2 Year 5.14% 4.34*%
3 Year 6.05% 3.84*%
4 Year 5.99% 3.89*%
5 Year 6.09% 3.94*%
7 Year 6.40% 4.75*%
10 Year 6.80% 5.10*%
* Floating Rate 4.90% 3.65*%

Key Interest Rates

5.65+%

Qualifying Rate

4.45%

Prime Rate

March 18, 2026

Next BoC Meeting

* Special Conditions Apply, please call for more information.

Borrowers must qualify on approved credit (OAC) and all rates are subject to change without notice. All rates are shown as annualized percentage (APR) and do not reflect all lenders. Rates may vary from lender to lender. E & O. E.

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